Cool Guaranteed Acceptance Life Insurance Plans 2023. Web guaranteed issue life insurance is a permanent life insurance policy with no medical underwriting. Web guaranteed issue term life policies may also be available.

It pays a cash death benefit of $2,000 to $25,000 to the insured’s beneficiaries. Applicants, usually seniors, are guaranteed approval with a completed life insurance application. Simply put, you’re not required to answer questions about your health or complete a life.